Real Estate Platform Minimums Compared, From $10 to $50,000

At a glance

What are the minimum investment amounts on real estate platforms?

Real estate platform minimums run from $10 at Fundrise to $50,000 and up for sponsor offerings. Groundfloor and Arrived start at $10 and $100, Crowd Street and EquityMultiple's notes at about $5,000, and open offerings on Relli at $50,000. The minimum mostly tells you what you are buying: a slice of a pooled fund or one home, or a stake in one sponsor's deal.

The table is ordered by the lowest minimum each platform lists, from smallest to largest. It is not a ranking. The last row is the typical minimum across the private market, from SEC filings.

The market

What is the typical minimum investment for private real estate?

The typical minimum for a private real estate offering is $50,000. That is the median stated minimum across 4,172 U.S. real estate offerings that filed a new Form D with the SEC between October 1, 2025 and September 30, 2026. Relli built the dataset from the SEC's quarterly extracts. The main findings:

• The middle half of minimums ran from $25,000 to $100,000.
• 50.2% asked for $25,000 or less, counting the 17.7% that stated $0.
• 24.8% asked for $100,000 or more.
• $50,000 was the most common single figure, used by 21.3% of offerings.
• The median was $50,000 in every quarter from April 2024 to September 2026.

By type, commercial offerings had a $50,000 median across 1,681 filings, and so did offerings with "apartment" or "multifamily" in the name. DST and tenant-in-common offerings had a $100,000 median, and REIT and finance issuers $17,500. The Form D minimums study has the full tables and a free download.

Why they differ

Why do some platforms start at $10 and others at $50,000?

Low minimums come from splitting one pooled product among many small investors. High minimums come from sponsors raising money for one deal from fewer, larger investors. The two are different investments, not bigger and smaller versions of the same one.

• $10 to $250. You buy shares of one manager's fund, one rental home or one loan. Fundrise, Arrived and Groundfloor use registered funds or Regulation A, which lets non-accredited investors take part within limits.
• $5,000 to $35,000. You buy into a large manager's fund, a note, a platform-sponsored deal or, at RealtyMogul, one outside sponsor's deal. Most of these are for accredited investors only.
• $50,000 and up. You buy a stake in one sponsor's private placement or fund, usually under Rule 506(b) or 506(c) of Regulation D.

Sponsors set higher minimums for practical reasons. A $10 million raise needs 400 investors at $25,000, or 100 at $100,000, and each investor means more paperwork and K-1s. The syndication minimums guide covers those reasons, and the $200,000 verification route some 506(c) sponsors use.

$25,000 to $50,000

What can $25,000 to $50,000 buy in commercial real estate?

$25,000 to $50,000 can buy a share of several pooled funds, one platform-sponsored deal, or one sponsor offering at the market's typical minimum. It usually cannot buy several separate sponsor deals at once. Here is what each amount opens up, using minimums published as of November 2, 2026:

• At $25,000. One EquityMultiple standard offering, or Willow Wealth's managed portfolio. You could also split it across several Crowd Street funds at about $5,000 each. 12.7% of sponsor offerings on Form D state exactly $25,000.
• At $35,000. RealtyMogul's one open private placement on October 27, 2026.
• At $50,000. The median sponsor offering, and the starting point for open offerings on Relli. Many single-sponsor funds also start here.

The trade-off is choice versus spread. One $50,000 offering lets you pick the sponsor, the property and the plan. Ten $5,000 fund shares spread risk but leave those choices to managers. The fund vs syndication guide compares the two.

How do you invest in commercial real estate with $100,000?

$100,000 clears the stated minimum of most private real estate offerings and can be split across two to four sponsor deals. At that size, how to divide it matters more than where to start. The guide to investing $100,000 to $1 million walks through the splits.

Platform by platform

Which private real estate platforms have low minimums?

The private real estate platforms with the lowest minimums are Fundrise, Groundfloor, Ark7 and Arrived, all at $100 or less. Each sells one manager's product. Among platforms for accredited investors, Crowd Street and EquityMultiple start at about $5,000.

Common questions

Which platforms take less than $25,000?

Most of the platforms in the table do: Fundrise, Groundfloor, Ark7 and Arrived start at $100 or less, and Crowd Street and EquityMultiple notes typically start at $5,000. For individual deals, the syndication minimums guide covers what sponsors ask. On Form D, 37.5% of offerings stated a minimum below $25,000, including the 17.7% that stated $0. Most sponsor-run deals still ask for more.

Six checks

How did Relli compare platform minimums?

Relli asked the same six questions of every platform. They were the lowest minimum it lists, what that buys, who can invest, whether it is open now, who picks the property and how money comes back.

On November 2, 2026, Relli re-checked the pages of Fundrise, Groundfloor, Ark7, Arrived, Crowd Street and EquityMultiple, and its own open offerings page. RealtyMogul and Willow Wealth figures come from Relli's reviews checked October 27, 2026. Sources were each platform's own pages first, then its Form CRS and SEC filings, then the SEC's Form D data.

• No platform paid to be included or reviewed this page.
• Platforms are ordered by their lowest listed minimum, not scored or ranked.
• Relli is included with the same facts and its limits, because it is one of the options and wrote the page.

Minimums change by offering. This is general information, not investment advice.