Arrived vs Fundrise: Fees, Minimums and Getting Money Out

Short answer

What is the main difference between Arrived and Fundrise?

The main difference between Arrived and Fundrise is what one investment buys. Arrived sells shares of individual rental homes it buys, from $100, so you choose the house. Fundrise sells shares of its own diversified funds, from $10, so its managers choose every property. Both are open to non-accredited investors, and in both the platform is the sponsor of everything it sells.

What you own

Is Arrived or Fundrise better for owning real estate directly?

Arrived is closer to owning a specific property, and Fundrise is closer to owning a fund. Neither gives you title to a building. Each Arrived home sits in its own LLC series, sold under Regulation A, and Arrived runs the property. Your result depends on that one home's rent, repairs and sale price.

Arrived also sells funds. They are a Single Family Residential Fund, a Seattle City Fund and a Real Estate Income Fund that makes short-term loans to investors and builders.

Fundrise sells only its own products:

• The Flagship and Income funds, interval funds registered with the Securities and Exchange Commission (SEC).
• One Fundrise eREIT, formed when seven older eREITs merged on April 29, 2026. It is now SEC-registered and files quarterly reports.
• The Innovation Fund (VCX), a venture fund listed on the New York Stock Exchange in March 2026.

Fundrise says its real estate is "largely composed of 20,000+ well-located residential units and eCommerce-centric industrial assets." So the choice is one home you picked, or a slice of many properties a manager picked.

Fee math

How do Arrived and Fundrise fees compare?

Fundrise bills a flat yearly rate, while Arrived's fees sit inside each property or fund. Fundrise charges "a 0.15% advisory fee" and "an annual 0.85% flat management fee" on its real estate funds. That is about 1% a year before other fund expenses. The Flagship Fund's May 2026 prospectus puts total yearly expenses, including the 0.85% fee, at 1.78%. The Income Fund's expenses ran 1.96% for 2025 and 2.54% annualized in the first half of 2026, including interest.

Arrived's fee page, updated October 7, 2026, lists asset management fees by product. Single homes pay 0.15% of the purchase price a quarter, and the residential funds 0.25% of net assets a quarter. The Real Estate Income Fund pays 0.3% a quarter. Each home's offering price also includes a one-time sourcing fee. Arrived's adviser filing caps that fee at 3.5% of the purchase price.

An Arrived fund works more like Fundrise: 0.25% a quarter on $10,000 is about $100 a year. The guide to platform fees compared sets these against other sites.

Getting out

Can you get your money out of Arrived or Fundrise?

You can ask for money back from both, but neither pays on demand. Arrived home shares can be listed on Arrived's secondary market, in scheduled trading windows, after a six-month hold. That market "does not guarantee a sale or a specific price." Arrived's funds take redemption requests quarterly after six months, and those "may be limited or suspended."

Fundrise's interval funds make a quarterly offer to buy back a set share of the fund, recently 5%. When requests exceed the offer, they are filled pro rata, so a large request can take several quarters. The Flagship Fund charges no repurchase fee today, though SEC Rule 23c-3 allows up to 2%. The eREIT redeems shares quarterly within limits it sets, and VCX trades on the NYSE.

The Fundrise alternatives guide works through a partial fill in dollars. See selling private real estate early for how resale markets price shares.

Record and taxes

What do Arrived's and Fundrise's records show?

Both are operating companies with public filings, and registration does not make either investment low-risk. The dated record:

• Fundrise: its parent, Rise Companies Corp., reported $3.4 billion of assets under management and "over 404,000 active investor accounts" at June 30, 2026. On August 22, 2023, Fundrise Advisors settled SEC charges over paid online promoters, paying a $250,000 penalty without admitting the findings.
• Arrived: its site showed about 1 million registered investors, $493 million invested and $125 million distributed on November 2, 2026. Its adviser, Arrived Advisors, LLC (CRD 343847), received SEC status "120-Day Approval" on October 6, 2026. It raised $27 million in November 2025, per Yahoo Finance.

Both send a Form 1099-DIV, not a K-1, for their REIT products. Arrived says "each long-term rental property and our diversified funds are qualified as REITs," but its vacation rentals are not. It accepts checkbook IRAs; Fundrise offers Traditional and Roth IRAs. This is general information, not tax advice. See retirement accounts for the rules.

Which fits

Arrived or Fundrise: which fits you?

Arrived fits investors who want to pick specific rental homes in small amounts. Fundrise fits investors who want one diversified fund and are happy to let a manager choose.

A third model

What if you want individual sponsor deals instead?

Arrived and Fundrise both sponsor everything they sell. Investors who want to choose an independent sponsor's apartment, retail or fund offering use a sponsor marketplace instead.

The real estate crowdfunding sites compared page sets Arrived and Fundrise beside nine other sites.

Eight checks

How did we check these Arrived and Fundrise facts?

Relli checked both platforms on November 2, 2026, against the eight rows in the first table. Primary sources came first: arrived.com and its help center, Arrived Advisors' SEC record, Fundrise's help center and SEC filings. Yahoo Finance is named where used.

Relli is not one of the two platforms compared and appears only in the section above and the disclosure. Nothing is scored or ranked, and no platform paid to be included. We left out return figures, because a single home and a diversified fund are not comparable over the same periods.